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Cake day: December 19th, 2024

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  • Critical_Thinker@lemm.eetoFunny@sh.itjust.worksOnce-in-a-generation
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    6 hours ago

    I just disagree that they had it so good.

    Modern technology like cell phones, computers, medicines and treatments have upended how things work. Imagine how hard it would be to go to a college or university and not have access to google or reddit. Or how hard it would be to have to type up multiple copies of everything instead of just sending an email with multiple recipients.

    MMR vaccines starting with measles in 63, mumps in 67 and rubella in 69, Polio in 55-61ish, Haemophilus influenzae type b '85. Anyone who is a boomer lived in a period where these things were still a problem in day to day lives.

    Their car crashes resulted in fatalities. Ours are generally minor injuries in comparison. The way cars are designed have changed.

    They had one or two power outlets per room, if any at all. They didn’t have much insulation, let alone sound proofing.

    They had to pay a commission to a travel agent to go on vacation, they couldn’t just look things up for themselves and had to rely on friends or the agent as to how it is.

    If you wanted to look something up you had to go to a library.

    Few actually owned multiple cars. Growing up in a middle class household in the 80s we had a single car and our family vacation was camping.

    There was a constant threat of nuclear war.

    Air travel for a long, long time was exclusively reserved for the wealthy and those in business.

    Labor laws, as few as we have today, were even worse.

    By the time computers came around they were too old to actually partake by and large. My boomer grandparents (because that’s the actual boomer age now in their 80s) are dying or are dead and they’ve never had a cell phone.

    Easy to access jobs, homes, boats, cars with little to no education or financial acumen. Just that “walk in and hand them a resume” trope they love to perpetuate.

    It’s never been that easy! It’s always been easy to find a job that pays for a room, but much more is a luxury for so many. There’s obviously exceptions but I see loads of people making >200k today without advanced degrees. Anybody who got into programming ~4+ years ago is living like a king today by comparison to most of the ‘middle class’ in the 50s, 60s, 70s or 80s.












  • Insurance companies are taking the risk of offering insurance. That is why they normally make money year after year after year.

    When bad things happen, they take the hits. They take on some debt. They stop making profits… because they decided to purchase the risk from people. That’s the gig.

    There is a middle ground here that doesn’t bone homeowners and doesn’t completely bone the insurance companies affected. They should be taking on debt and making zero profits until they pay it off. That’s not how things work here though, i’m sure they will be bailed out on taxpayer money or something… but what should probably happen is that they should be given a federal loan on pretty favorable terms, something like 1-2% interest, until it’s paid off.

    At the same time standards for homes in areas at risk should be such that fire mitigation is mandated whenever a house changes hands. This will inevitably drive up costs, but again maybe this is another case for low/no interest rate loans to cover the changes. A billion or two today could save 25-100-500++ billion over a few years.




  • I think the flaw is human nature. All governments and organizations are corrupt. All implementations are always twisted to suit the greed of individuals.

    It’s entirely possible to create policy and enforcement mechanisms that would mitigate or eliminate excessive greed but nobody with anything votes for it because they’ll lose out on their own personal greed by their measure. They want that chance to fleece the masses even if they aren’t in the club that’s already doing it.

    Blame humans.