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I work 7-4 as an IT analyst and it’s easy money. I get paid more than I did in healthcare and put in about half as much effort. Also, I get to work from home.

Owning my own business would be much, much more work. No thanks. Find a 9-5 you can exploit.

Voyager, reminds me a bit of Apollo for Reddit and has a good webapp for desktop usage.

At least contribute to your 401k to get the full match from your employer if offered. More if you can afford it. Time in the market is huge. Make a budget, have emergency savings. There’s little point in investing if an emergency happens and you have to withdraw your retirement at a potential loss, and that’s before penalties and tax. Take care of your body, especially joints. Be even a little bit active regularly. Figure out a decently healthy diet. These will help prevent health issues which can be expensive. Plus you might look better and feel better too.

All of this sound like too much? Pick one or two and try doing them consistently even if it’s half assed. Half assing something consistently for a long time is much, much better than putting in a ton of effort, burning out, and returning to old patterns. It’s a marathon, not a sprint.

Sorry I know that kinda veered into fitness but I see a lot of parallels in personal finance and fitness/nutrition. Both involve budgets and benefit from a plan and spreadsheets.

Those labels aren’t for you, they’re for the store, so they don’t have potentially unsafe food on the shelf.

It’s probably an advantage. You want your mouth to hurt so you stop there rather than damaging something more internal like your throat or stomach.

You don’t have to outrun any bears. That’s the entire point of the metaphor.

You said there’s no point. I contend there is a point.

The point is to make it slightly less convenient to steal from. This is the purpose of literally all locks. There are no locks that can’t be picked or bypassed. I don’t care if it’s my underwear, pants, shirts, shoes, whatever. They’re mine and I packed them because I want to use them. I’d prefer they’re not stolen, and some of my clothes are valuable, or at least I don’t want to spend the money to replace them.

Maybe someone’s just having a shit day and wants to fuck with luggage to be obnoxious. I’d rather it not be mine, and a lock makes my bag slightly more annoying to fuck with.

Agreed that a lost bag is much more likely than theft. I have an AirTag in my bag to help with that scenario.

There is a point: make your bag slightly less attractive to steal from. You don’t have to outrun the bear, you just have to outrun someone else.

Thank you for being the someone else.

Likewise with Brussels sprouts

Should have read more, I wasn’t aware that was part of the question. I’m just posting about niche usage apps I like. I don’t use them often, but they’re essential for their niche.

Idk if this counts, but I use the Reminders app on my phone to create packing lists for work travel. Very easy to uncheck everything then re-check off things as you pack them. Keep building a perpetual packing list and you’ll never forget things. Lists in general are awesome for offloading cognitive workload.

RunPee will alert you when there’s a lull in a movie so you can sneak away to take a leak. Includes a plot summary of what you missed while you pissed.

RPM app - I use this for ensuring my turntable is spinning at the correct RPM.

I’ve got a Dolby app on my Mac that I use for encoding or decoding Dolby B/C tape recordings because I’m a cassette nerd. Super niche.

I also enjoy GPS raw data apps for seeing how fast my airplane is going when it takes off.

If I think of any more I’ll post again.

Merlin Bird ID - it’s Shazam for bird calls with a Pokédex for tracking what you’ve discovered.

Maybe if you have a bad bank, I’ve checked mine and it’s competitive. April 17 I did a Bandcamp transaction in GBP, charged my Chase card and got <1% difference in USD compared to the mid-market exchange rate on that date. It’s $90.21 on my statement, $89.92 when I calculate it, so +0.3% off the mid-market rate.

If you’re getting anything worse than this, you’ve got a shady bank, and there’s no lack of competition.

It’s not hard to find a bank that only charges a 1% fee on the spot exchange rate. You shouldn’t be using a debit card (“cash in the account”) almost anywhere. Credit is so much better.

How often are you spending >$500 vs <$500 on a single transaction in a foreign currency?

Don’t use a bank that charges $5 for currency conversion. If it’s anything more than an additional 1% it’s a shit bank. Always charge things in the local currency and let your bank do the conversion for +1%. Need cash? Hit a real bank ATM (not a shady kiosk one) with a debit card that refunds ATM fees and withdraw local currency for +1%. Currency conversion any other way is a complete ripoff, aside from ordering money from the bank before you leave.

240V vs 120V. For an equivalent amount of current, 240V supplies twice the amount of power to the heating element.

Robot vacuum. My floors are spotless except for some areas you’d never walk on and I only need to do some spot cleaning every month or two.

Dishwashers are awesome too, watch Technology Connections’ video on YouTube if you think your dishwasher doesn’t do a good job. It’s likely just how you’re using it. Priming the hot water before running, using powder detergent instead of liquid or packs (booo), and using the pre-wash and rinse aid will have even the gnarliest dishes coming out spotless.

Been using Voyager since it was called Wefwef for both mobile and desktop Lemmy, love it.

This isn’t any exaggeration: it has been demonstrated using statistical analysis

Multivariate analysis indicates that economic elites and organized groups representing business interests have substantial independent impacts on U.S. government policy, while average citizens and mass-based interest groups have little or no independent influence. The results provide substantial support for theories of Economic-Elite Domination and for theories of Biased Pluralism, but not for theories of Majoritarian Electoral Democracy or Majoritarian Pluralism.