I’m a computer janitor that sometimes streams trying to learn dev https://www.twitch.tv/destide

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Joined 3 years ago
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Cake day: July 4th, 2023

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  • I don’t know German retirement systems, and I’m not a financial professional. But if you have employer match contributions, talk to them to see if you can max it out.

    Outside that look at savings in tax-free envelopes here we have ISA’s Americans have ROFFS? I think.

    We can have a stocks and shares ISA, my personal strategy is to use that with a low cost all world ETF and a little bit in safety nets like gold and bonds.

    Look to investing in a Sipp if you want to contribute more and handle a retirement fund yourself, again not sure how applicable this is to Germany.

    If you just want to save, look at something similar to a cash ISA AKA something that is Tax-free and has an interest rate that will outpace inflation.





















  • They don’t seem to realise how much this has cost them. Post-Iwata Nintendo was already going to struggle, and they’ve just doubled down with the same arrogance in a market where a $6 game beating a $60 one is becoming more and more common.

    My second console was an NES when I was 7. I’m in their biggest demographic, and Pokémon’s biggest demographic too – one that isn’t growing, by the way.

    The Switch is the last one I would’ve been willing to buy. They’re another brand that thinks they have automatic access to my purchasing choices, and another one I’ve personally blacklisted based on behaviour. With emulation, we’d always say “yeah, it’s a dick move,” but you can at least understand it, even if they have no intention of releasing some of their most-wanted backlog or letting you transfer your digital ROM purchases. But going after indies just for showing them up as complacent, fat dragons trying to patent “mid”? Lawsuit or not, get fucked.

    I’m not the only one, either. I think the only people left are those who see Nintendo as video-game iPhones and autopilot into a purchase, and the diehards who have dedicated Amiibo rooms.